Terms of Use

Last updated: January 15, 2026

Please read these Terms of Use ("Terms") carefully before using the CryptoNanny Academy Game mobile application (the "App") operated by MILRICH ELECTRONICS (HK) COMPANY LIMITED ("we", "us", or "Company"). By downloading or using the App, you agree to be bound by these Terms.

1. Nature of the App — Educational Simulator Only

CryptoNanny Academy is an educational trading simulator game. The App:

• does not accept deposits,
• does not process withdrawals,
• does not hold user funds,
• does not execute real-money trades, and
• is not a broker, exchange, financial institution, or investment adviser.

All trading within the App is performed with virtual currency only. Nothing in the App constitutes financial, investment, legal, or tax advice.

2. Eligibility

You must be at least 13 years of age to use the App. If you are under 18, you should review these Terms with a parent or guardian. By using the App, you represent that you meet the minimum age requirement in your jurisdiction.

3. Educational Content

The App teaches:

• Cryptocurrency and blockchain fundamentals
• Wallet security and seed phrase management
• Bitcoin and Ethereum overview and explanations
• Trading basics and risk management
• Portfolio diversification strategies
• Centralized and decentralized finance (CeFi/DeFi)
• NFTs and digital assets
• Market analysis and trading psychology
• Transition to real-world trading platforms

Content is delivered via two methods:

• Theoretical content: Educational lessons, videos, quizzes, and informational materials
• Practical application: Hands-on simulated exercises using the App's virtual trading environment and gamified features

4. Progressive Learning System

The App uses a structured learning progression that:

• Ensures users understand necessary concepts before accessing advanced features
• Reduces the risk of user confusion or misuse of complex functionality
• Creates a structured, guided learning experience

5. Completion Certificate

Upon completing the educational curriculum, users may receive a CryptoNanny Academy completion certificate. Please note:

• The Certificate is issued solely by CryptoNanny and is not an accreditation, license, or certification from any governmental, regulatory, financial, or educational authority;
• The Certificate does not constitute professional qualification, financial advice certification, or authorization to provide investment services;
• The Certificate represents completion of CryptoNanny's educational content and does not guarantee trading success, profitability, or any specific outcome;
• CryptoNanny reserves the right to modify, suspend, or discontinue the Certificate program at any time.

6. Partner Exchanges, Referrals, and Promotions

The App may offer links or referrals to third-party cryptocurrency exchanges ("Partner Exchanges") and associated bonus/scholarship programs. Any such transition to a Partner Exchange is subject to:

• The user's voluntary decision to engage with Partner Exchanges;
• The Partner Exchange's own terms, eligibility requirements, and KYC/AML verification processes;
• Regional availability and regulatory compliance.

Regarding partner bonuses and scholarships:

• We do not guarantee that any user will receive any bonus/scholarship or any particular amount/value.
• Eligibility, availability, timing, and conditions are determined by Partner Exchanges and may vary by country, account status, and compliance requirements.
• Any bonus/scholarship may require you to accept separate Partner Exchange terms and complete KYC/AML or other checks.
• If any promotion involves taxes, reporting, or fees, you are solely responsible for compliance and costs.
• Promotions may be changed, paused, or discontinued at any time.

Important disclaimers regarding real trading:

• CryptoNanny does not represent that users are qualified or prepared for real-money trading;
• Past performance in virtual trading environments does not predict or guarantee results in real markets;
• Users remain solely responsible for their own trading decisions and outcomes on Partner Exchanges or any other platform;
• The App's educational content is general in nature and may not reflect current market conditions, regulatory changes, or individual circumstances.

7. Virtual Currency and In-Game Items

The App includes virtual currency and in-game items (e.g., "NannyCoins", "XP"). These:

• have no cash value,
• are not legal tender,
• are not redeemable for money, cryptocurrency, or anything of monetary value from us,
• may be modified, reduced, or removed at any time, and
• may be forfeited if we suspend or terminate your access for violations.

8. User Conduct

When using the App, you agree not to:

• use the App for any unlawful, fraudulent, or harmful purpose;
• attempt to bypass, disable, or interfere with security-related features;
• cheat, exploit bugs, manipulate leaderboards, or use bots/automation;
• reverse engineer, decompile, or attempt to derive source code (except where prohibited by law);
• copy, modify, distribute, sell, lease, or create derivative works from the App or Content;
• use the App to provide investment services or solicit investments.

9. Intellectual Property

"Content" means text, graphics, videos, lessons, quizzes, UI, and other materials available through the App. All Content is owned by or licensed to MILRICH ELECTRONICS (HK) COMPANY LIMITED and protected by applicable intellectual property laws. You receive a limited, non-exclusive, non-transferable licence to use the App for personal, non-commercial educational purposes only.

10. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MILRICH ELECTRONICS (HK) COMPANY LIMITED BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE APP.

12. Privacy

Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://cryptonannyapp.com/privacy.

13. Changes to These Terms

We may update these Terms from time to time. We will notify users of material changes via the App or our social channels. Continued use of the App after changes constitutes acceptance of the new Terms.

14. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved in accordance with applicable law in the jurisdiction where MILRICH ELECTRONICS (HK) COMPANY LIMITED operates.

15. General Provisions

• Severability. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• No waiver. Our failure to enforce any right or provision will not be considered a waiver of those rights.
• Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms as part of a merger, acquisition, sale of assets, or by operation of law.
• Entire agreement. These Terms and the Privacy Policy constitute the entire agreement between you and us regarding the App and supersede any prior agreements on this subject.
• Survival. Sections that by their nature should survive termination (including disclaimers, limitation of liability, and indemnification) will survive.

16. Contact Us

If you have questions about these Terms, contact us:

Email: milrichelectronicsgames[at]gmail.com

Policy URL: https://cryptonannyapp.com/terms

You can also reach us on our social channels:

• YouTube: https://youtube.com/@cryptonannyapp
• X: https://x.com/cryptonannyapp
• Telegram: https://t.me/cryptonannyapp